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Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.

It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout. The point of using Lorem Ipsum is that it has a more-or-less normal distribution of letters, as opposed to using ‘Content here, content here’, making it look like readable English. Many desktop publishing packages and web page editors now use Lorem Ipsum as their default model text, and a search for ‘lorem ipsum’ will uncover many web sites still in their infancy. Various versions have evolved over the years, sometimes by accident, sometimes on purpose (injected humour and the like).

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. Contrary to popular belief, Lorem Ipsum is not simply random text.

It has roots in a piece of classical Latin literature from 45 BC, making it over 2000 years old. Richard McClintock, a Latin professor at Hampden-Sydney College in Virginia, looked up one of the more obscure Latin words, consectetur, from a Lorem Ipsum passage, and going through the cites of the word in classical literature, discovered the undoubtable source.

Nemo enim ipsam voluptatem quia voluptas sit

Lorem Ipsum comes from sections 1.10.32 and 1.10.33 of “de Finibus Bonorum et Malorum” (The Extremes of Good and Evil) by Cicero, written in 45 BC. This book is a treatise on the theory of ethics, very popular during the Renaissance. The first line of Lorem Ipsum, “Lorem ipsum dolor sit amet..”, comes from a line in section 1.10.32.

There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form, by injected humour, or randomised words which don’t look even slightly believable. If you are going to use a passage of Lorem Ipsum, you need to be sure there isn’t anything embarrassing hidden in the middle of text. All the Lorem Ipsum generators on the Internet tend to repeat predefined chunks as necessary, making this the first true generator on the Internet. It uses a dictionary of over 200 Latin words, combined with a handful of model sentence structures, to generate Lorem Ipsum which looks reasonable. The generated Lorem Ipsum is therefore always free from repetition, or non-characteristic words.

By |2016-09-22T07:55:02-05:00July 2nd, 2015|Financial, International, Taxes|

International tax changes

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.

It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout. The point of using Lorem Ipsum is that it has a more-or-less normal distribution of letters, as opposed to using ‘Content here, content here’, making it look like readable English. Many desktop publishing packages and web page editors now use Lorem Ipsum as their default model text, and a search for ‘lorem ipsum’ will uncover many web sites still in their infancy. Various versions have evolved over the years, sometimes by accident, sometimes on purpose (injected humour and the like).

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. Contrary to popular belief, Lorem Ipsum is not simply random text.

It has roots in a piece of classical Latin literature from 45 BC, making it over 2000 years old. Richard McClintock, a Latin professor at Hampden-Sydney College in Virginia, looked up one of the more obscure Latin words, consectetur, from a Lorem Ipsum passage, and going through the cites of the word in classical literature, discovered the undoubtable source.

Nemo enim ipsam voluptatem quia voluptas sit

Lorem Ipsum comes from sections 1.10.32 and 1.10.33 of “de Finibus Bonorum et Malorum” (The Extremes of Good and Evil) by Cicero, written in 45 BC. This book is a treatise on the theory of ethics, very popular during the Renaissance. The first line of Lorem Ipsum, “Lorem ipsum dolor sit amet..”, comes from a line in section 1.10.32.

There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form, by injected humour, or randomised words which don’t look even slightly believable. If you are going to use a passage of Lorem Ipsum, you need to be sure there isn’t anything embarrassing hidden in the middle of text. All the Lorem Ipsum generators on the Internet tend to repeat predefined chunks as necessary, making this the first true generator on the Internet. It uses a dictionary of over 200 Latin words, combined with a handful of model sentence structures, to generate Lorem Ipsum which looks reasonable. The generated Lorem Ipsum is therefore always free from repetition, or non-characteristic words.

By |2016-09-22T07:55:02-05:00July 2nd, 2015|Acquisitions, Financial, International, Taxes|

International investment advice

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.

It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout. The point of using Lorem Ipsum is that it has a more-or-less normal distribution of letters, as opposed to using ‘Content here, content here’, making it look like readable English. Many desktop publishing packages and web page editors now use Lorem Ipsum as their default model text, and a search for ‘lorem ipsum’ will uncover many web sites still in their infancy. Various versions have evolved over the years, sometimes by accident, sometimes on purpose (injected humour and the like).

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. Contrary to popular belief, Lorem Ipsum is not simply random text.

It has roots in a piece of classical Latin literature from 45 BC, making it over 2000 years old. Richard McClintock, a Latin professor at Hampden-Sydney College in Virginia, looked up one of the more obscure Latin words, consectetur, from a Lorem Ipsum passage, and going through the cites of the word in classical literature, discovered the undoubtable source.

Nemo enim ipsam voluptatem quia voluptas sit

Lorem Ipsum comes from sections 1.10.32 and 1.10.33 of “de Finibus Bonorum et Malorum” (The Extremes of Good and Evil) by Cicero, written in 45 BC. This book is a treatise on the theory of ethics, very popular during the Renaissance. The first line of Lorem Ipsum, “Lorem ipsum dolor sit amet..”, comes from a line in section 1.10.32.

There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form, by injected humour, or randomised words which don’t look even slightly believable. If you are going to use a passage of Lorem Ipsum, you need to be sure there isn’t anything embarrassing hidden in the middle of text. All the Lorem Ipsum generators on the Internet tend to repeat predefined chunks as necessary, making this the first true generator on the Internet. It uses a dictionary of over 200 Latin words, combined with a handful of model sentence structures, to generate Lorem Ipsum which looks reasonable. The generated Lorem Ipsum is therefore always free from repetition, or non-characteristic words.

By |2016-09-22T07:55:02-05:00July 2nd, 2015|Financial, International, Taxes|

5 Tips for Saving Money on Summer Vacation

5 tips for saving money on summer vacationSchool’s out for summer, and that means most American families will be hitting the road for a summer vacation. Whether you’re heading across the country or hitting a local resort, a summer vacation can become an extremely expensive trip. Many Americans decide to charge the entire trip to their credit cards, and any big additions to debt can lead to a downward spiral.
Avoiding overwhelming debt is the most important step in preventing bankruptcy. Follow these simple tips to help reduce the financial strain of your summer vacation this year, and your bank account will thank you for it.

1. Opt for a staycation

If you go the staycation route, you’ll save tons of money on travel and lodging. You’ll sleep in your own comfortable bed, and you can use all the money you saved on travel on more extravagant activities. Be a tourist in your own city – try out the amazing restaurants and go see the sights.

2. Do lots of pre-vacation activity research

If you’re visiting a destination that you’ve never seen before, spend some time online checking things out before you get there. Check out travel blogs, area websites, and review sites to see what other vacationers have done in the area. See what others have enjoyed, and find those hidden gems you would never have found on your own. Since you’ll have your trip planned out in advance, it’s easier to stick to a budget.

3. Do lots of pre-vacation lodging research

Sites like VRBO.com let you rent a vacation home directly from the owner, cutting out any extra amount that would be included if a middleman were part of the process. Again, check out review sites and travel blogs. There are always amazing options that might be a bit off the beaten path. You’ll save money and stay at a nicer hotel.

4. Find lodging early and get a discount

If you’re just now planning a trip, it might be harder to find cheap accommodations. Your best bet is to check Airbnb. Most of the time, you’ll find a great place to stay that’s significantly cheaper than area hotels. Many times, if you’re booking multiple nights, you can get a discount on the standard rate. Make sure you ask your host if a multi-night discount is a possibility.

5. Make sure you pack everything

Remember to pack all of your toiletries and appropriate clothing for the climate you’re visiting. If you get to the beach resort and realize you left your swimsuit and sun block at home, your wallet isn’t going to like the exorbitant prices that you’ll pay at the hotel.

By |2015-06-25T16:02:26-05:00June 25th, 2015|Money Management, Personal Finance|

Is Chapter 13 Right For You? [VIDEO]

Bad things happen to good people all the time. If You’ve hit a bump in the road and you’re struggling with overwhelming debt, Chapter 13 bankruptcy might be the answer you’ve been looking for. Our latest video walks you through the basics of a Chapter 13 filing – we can stop collection calls immediately, save your home from foreclosure and your vehicle from repossession.

Call us today at 214-760-7777 for a free, no obligation debt consultation.

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By |2022-06-01T11:09:46-05:00May 28th, 2015|Bankruptcy, Debt|

5 Money Tips for Newlyweds

5 Money Tips for Newlywed Couples

Establishing responsible spending habits early in life is one of the key factors in avoiding debt and bankruptcy later in life. The earlier you start forming these habits, the better off you’ll be. One of the most difficult financial periods for most Americans happens early on in marriage.

Combining two bank accounts, spending habits, and lifestyles can often lead to disagreements and fights about money for many newlywed couples. In many cases, newlyweds tend to overspend and build up a significant amount of debt – many times, simply because they haven’t taken the time for financial planning.

If you’ve recently tied the knot, or if your wedding is fast approaching, these 5 tips will help you and your significant other create a solid financial plan and form responsible spending habits.

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By |2015-05-16T14:38:53-05:00May 16th, 2015|Money Management, Personal Finance|

5 Tips for 20-somethings to Avoid Bankruptcy

5 financial tips for 20-somethings to help avoid bankruptcy

It’s never too early to start good financial habits. Most 20-somethings pay no attention to their spending habits, which can often lead to less savings and more debt.

Don’t wait too long to control your spending and save for retirement. If you start early and follow these 5 financial tips, you’ll be able to save more and make better financial decisions.

1. Don’t spend more than you earn

Make sure you pay attention to how much you earn, and spend less than that amount every month. Once you fall into the habit of spending as much as you make, you’ll find that you’re living paycheck to paycheck with no savings. Ideally, you should be saving between 3-10% of each paycheck.

2. Make saving money a habit

It’s all too easy to spend all the money you make. Even if you’re only saving a few dollars per paycheck, locking in the habit of saving is what’s important. Make saving a part of your monthly budget, so the money you’re saving isn’t an option to spend.
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By |2015-04-27T15:20:32-05:00April 27th, 2015|Bankruptcy|

How Will Bankruptcy Affect Your Income Tax Refund?

The most common question we hear at this time of year is “What will happen to my Income Tax Refund if I file bankruptcy?”

IF you’re filing for Chapter 7, it’s likely that your refund will be protected, as it’s considered an asset. IF you’re filing during tax season, your attorney can work with you to be sure you’re maximizing your refund. Many times, we encourage clients to file when they get their refund, as this extra money can be put towards the cost of your case.

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By |2015-03-26T14:19:09-05:00March 26th, 2015|Bankruptcy, Debt, Money Management, Videos|

Eliminate Income Tax Debt With Bankruptcy

eliminate income tax debt with bankruptcyIt’s tax season again, which means we’re getting more questions about income taxes and tax debts. Many times, we talk to clients who’re already struggling with overwhelming debt, and the possibility of additional debt to the IRS is incredibly stressful.

The government tightened bankruptcy laws in 2005, but in many cases, it’s still possible to reduce an income tax debt. You’ll definitely want to meet with an experienced bankruptcy attorney who can explain your options and any possible relief you might be able to achieve.

If you’re already being audited, a bankruptcy proceeding won’t stop your audit. It will, however, stop any collection action while the bankruptcy is pending.

If you didn’t file a tax return (or if you didn’t file several), you’re not allowed to discharge any of the debt. Before you file for bankruptcy, your attorney must prove that you filed your four most recent tax returns.

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By |2015-03-18T10:42:53-05:00March 18th, 2015|Bankruptcy, Debt|

Is Chapter 7 Right For Me?

If you’re like most Dallas area residents who are struggling with debt, you’re wondering how you’re going to catch up – and if possibly, bankruptcy might help you. Many of our clients call us because they’re not sure how bankruptcy works, or which chapter they should file. Our experienced bankruptcy attorneys will walk through your financial picture, then explain your various options.

If you’re curious about Chapter 7 bankruptcy, our latest video explains the primary difference between Chapter 7 and Chapter 13. If you think that Chapter 7 might apply to your situation, please call us – we’d be glad to help get you the fresh start you deserve.

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By |2015-01-30T15:05:04-06:00January 30th, 2015|Bankruptcy, Debt, Videos|
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