Depending on your situation, your bankruptcy attorney will help you determine which type of bankruptcy you should file. Your attorney will then prepare and file a bankruptcy petition. It’s extremely important that you choose a qualified bankruptcy attorney who has a thorough understanding of state exemptions.
After the petition has been filed, all of your creditors will receive notice of your bankruptcy filing. At this point, any collection, repossession, or foreclosure efforts must be ceased, as you will be protected by the bankruptcy code.
If you file a Chapter 13 bankruptcy, you’ll then have a meeting of creditors – also called a Section 341 meeting. A Chapter 13 trustee will review your petition and your proposed repayment plan. If there are no issues, you simply follow your plan and you’re on the road to a fresh start!
Our staff is here to guide you through every step of the process. Call us today for a free debt consultation – you’ll be able to talk to one of our attorneys at NO COST. We’ll take the time to listen to your unique situation and then let you know what your available options are, as well as any expected outcomes.
Call us today at (214) 760-7777 for a free consultation or click here to email us.
“My only regret is that I did not come to you sooner. I have a new start in life. I am no longer stressed and ashamed. I was at my lowest point when I came to you. You didn’t judge me or make me feel worse; you lifted a burden and helped me to hold my head high again. I sincerely thank you. ”
“I can highly recommend the firm of Rubin & Associates, PC, in resolving any debt problems that anyone might be having. In my initial meeting with Mr. Rubin, he explained the bankruptcy process very clearly and thoroughly. Even though this was a very difficult time, Mr. Rubin and his staff made it as smooth a transaction as possible.”
“Rubin and Associates was truly truly wonderful. So helpful from the very first day to the very end when I got my discharge. I was in between a rock and hard place, I felt trapped financially, but everyone at the firm was there for me. I can’t give enough thanks to Rubin and Associates. Calling them was the best call I’ve ever made.”