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Chapter 7 vs. Chapter 13 Bankruptcy

Most Americans don’t know the difference between Chapter 7 and Chapter 13 bankruptcy. There are advantages to each one, and specific reasons you’d want to choose one over the other. Watch our video to learn more about the difference between the two types of consumer bankruptcy.

If you have any questions or would like to know more, please call us at 214-760-7777 for a free bankruptcy consultation.


By |2014-11-12T15:43:46-06:00November 12th, 2014|Bankruptcy|

Busting the Myth That Bankruptcy Will Hurt Your Credit for 10 Years

If you’re considering filing for bankruptcy, you might want to know if what you hear is true: “I understand that filing for bankruptcy will hurt my credit for 10 years. Is it true?” For those with bad credit, the short answer is no.

“How can that be?” you might ask.

If you’re considering filing for bankruptcy or have sought out the advice of a bankruptcy attorney, your credit is most likely already down the drain. You’re in debt up to your ears and have several black marks on your credit report. If this is the case, then there’s no credit for a bankruptcy filing to hurt for the immediate future.

Plus, what really hurts your credit? Not paying your debts.

“But a bankruptcy filing stays on a credit report for up to 10 years.”


By |2012-01-30T11:00:25-06:00January 30th, 2012|Bankruptcy, Bankruptcy Myths|
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