Few things in life are as devastating as having your home foreclosed. Your house is more than just an investment — it’s your emotional center. You’re already stressed and scared because your debt is out of control, and now your creditor is trying to take your home away from you.
One of the most common reasons our Addsion area clients file for bankruptcy is to avoid foreclosure on their homes. Our experienced bankruptcy attorneys have been helping local residents keep their homes, cars, and other property for three decades. You are not alone – bad things happen to good people, unfortunately. One unexpected expense or life event is all it takes to send your debt spiraling out of control.
Many times, you can stop foreclosure by settling or making payment plans on the debts that led to the foreclosure to begin with. With 39 years of experience in both real estate and bankruptcy law, we are uniquely qualified to resolve your real estate issues and help you overcome the debts that are impacting your life.
Stop your foreclosure and keep your home
Most financial institutions do not care about you – they simply want to get paid what they are owed. Once you miss a payment or two, your creditor will become aggressive. Most people do not know what to do, which is why it’s important to consult with an experienced foreclosure attorney as soon as possible. Let the team at Rubin & Associates handle the difficult parts for you. It’s our job to make sure that you are treated fairly by your creditors. Once your bankruptcy case is filed, all collection efforts are legally required to stop immediately.
You may be able to settle your debt for less than you owe
If you have a lien on your home or are unable to keep up with your mortgage payments, it is sometimes possible to reach an agreement with your creditor to settle your debt for less than the amount you owe. Remember – many people fall behind and lose their houses, which means creditors do not get paid what they are owed. Ultimately, lenders and lien holders prefer to have a partial payment of your debt rather than no payment at all. Once we gather more details about your situation, we’ll let you know if this is an option for you.
Schedule a free foreclosure consultation today
We’re not like other Addison bankruptcy attorneys who rush through cases and clients. We truly care about our clients and their families and we go the extra mile to make sure that you understand everything about the bankruptcy process. Let us handle the difficult areas so you can go back to living your life without all the debt-related stress.
Call us or text us today to schedule your free, no-obligation consultation with one of our attorneys. Our office is conveniently located in Addison near the Galleria, and we’re happy to take as much time as you need to explain all of your options. Let us help you get a fresh start!