Chapter 7 debt dischargeWhy do most people file for bankruptcy? To wipe out their debts. Bad things happen to honest, hard working people, and bankruptcy can be just what’s needed to get a fresh start.

Obviously, it’s an unfamiliar process to most people. We’ll often get nervous phone calls from clients after they Chapter 7 cases have been filed because they haven’t heard anything about their discharge.

It’s important to remember the standard case timelines and time limits set down by the law. A “meeting of creditors” usually takes place about a month after the bankruptcy case is filed. After the meeting happens, the creditors and bankruptcy trustees have 60 days to object to the discharge. Add that all together, and you’re looking at about three months until the discharge occurs. Typically, a Chapter 7 bankruptcy case in Dallas takes about 4 months.

It’s also possible for a creditor or trustee to file a motion to extend the time to object to the discharge, and these motions are often granted (usually when a debtor hasn’t fully responded to discovery attempts). In those cases, it can take even longer to get a discharge.

Remember – we’re here to answer any questions you might have. From your free consultation call through the end of your case, you can call us at any time and we’ll make sure we explain everything fully. Unlike some of the other Dallas bankruptcy attorneys, we go the extra mile to make the process as painless as possible.