Filing bankruptcy doesn’t mean you’re a bad person. Not at all, in fact. Most of the time, it just means you got stuck in a bad debt situation.
Lots of good, honest, hard-working people get stuck in bad debt situations. Most people who file bankruptcy are good people who’ve had a few bad things happen to them. One bad “bump in the road” can set you down the path to bankruptcy – the sudden loss of your job or a car accident is all it takes for most people.
Let’s face it, life can be brutal. That’s why you buy life insurance, and homeowners insurance, and car insurance. And that’s why you have bankruptcy.